Assets, Farms and Businesses

Adastra offers professional advice & support in insurance broking, risk management & premium funding.

As an advice based brokerage, we work with you to highlight the inherent risks you face, and identify solutions for transferring those risks. To benefit you and our other clients, we have partnered with larger groups to allow us access to leading software, knowledge centres and claims handlers.

Adastra already assists a wide range of local clients from individuals, farmers & other small-medium sized businesses. We work with not for profit groups, property owners, and professionals, each requiring a slightly different insurance package. We regularly insure plant, property, future profit & various forms of liability.

There are many forms of insurance available, most of the common types are listed below. Our team understands these covers and the details that matter (such that you do not need to). We can give information on how these covers apply to your situation, or simply save you the time of quoting with the various underwriting companies if you’ve had a broker in the past.

Please contact us if you’d like assistance in making the important decisions required to protect and grow.


Common insurance policies or types that you may want information on:

Property – Buildings / Plant / Fit Out / Stock
Frozen Foods – above standard policy limits
Equipment / Tools Anywhere in NZ
Business Interruption – following damage to property
Machinery Breakdown
Commercial Motor Vehicle
Commercial Motor Vehicle Loss of Use cover
Contract Works
Natural Disaster Excess Buy Down
Public & Products Liability
Statutory Liability
Employers Liability
Product Recall and/or Contamination
Bailees Liability – storing goods for others
Directors & Officers Liability – Defence Costs
Professional Indemnity – Design / Advice / Specification
Association / Trustees Liability
Internet Liability
Cyber Attack Liability
Vehicles, machinery & Plant
Livestock, Equine & Feed
Forest/ Crops
Farmers Liability (incl. rural forest fires cover)
Other liability (incl. Statutory, Employers & directors)
Personal assets
Annual Travel Insurance
Employment Disputes – Personal Grievance Claims
Fidelity / Employee Theft
Shareholder Protection / Shareholder Buy Out Plan
Business Continuity – Key People
Life / Health / Trauma / Superannuation
Income Protection
Private Motor Vehicle
Mortgage Protection
Marine Insurance
Aviation Insurance