Adastra offers professional advice & support in insurance broking, risk management & premium funding.
As an advice based brokerage, we work with you to highlight the inherent risks you face, and identify solutions for transferring those risks. To benefit you and our other clients, we have partnered with larger groups to allow us access to leading software, knowledge centres and claims handlers.
Adastra already assists a wide range of local clients from individuals, farmers & other small-medium sized businesses. We work with not for profit groups, property owners, and professionals, each requiring a slightly different insurance package. We regularly insure plant, property, future profit & various forms of liability.
There are many forms of insurance available, most of the common types are listed below. Our team understands these covers and the details that matter (such that you do not need to). We can give information on how these covers apply to your situation, or simply save you the time of quoting with the various underwriting companies if you’ve had a broker in the past.
Please contact us if you’d like assistance in making the important decisions required to protect and grow.
Common insurance policies or types that you may want information on:
|Property – Buildings / Plant / Fit Out / Stock|
|Frozen Foods – above standard policy limits|
|Equipment / Tools Anywhere in NZ|
|Business Interruption – following damage to property|
|Commercial Motor Vehicle|
|Commercial Motor Vehicle Loss of Use cover|
|Natural Disaster Excess Buy Down|
|Public & Products Liability|
|Product Recall and/or Contamination|
|Bailees Liability – storing goods for others|
|Directors & Officers Liability – Defence Costs|
|Professional Indemnity – Design / Advice / Specification|
|Association / Trustees Liability|
|Cyber Attack Liability|
|Vehicles, machinery & Plant|
|Livestock, Equine & Feed|
|Farmers Liability (incl. rural forest fires cover)|
|Other liability (incl. Statutory, Employers & directors)|
|Annual Travel Insurance|
|Employment Disputes – Personal Grievance Claims|
|Fidelity / Employee Theft|
|Shareholder Protection / Shareholder Buy Out Plan|
|Business Continuity – Key People|
|Life / Health / Trauma / Superannuation|
|Private Motor Vehicle|